No region in Florida is safe from
exposure to hurricanes
Florida is widely recognized for its lustrous tropical aesthetic but it does not go unnoticed that Florida experiences the most hurricanes than any other state. No region in Florida is safe from exposure to hurricanes but the most prone areas likely to be affected are in Southwest and Southeast Florida regions such as Miami, Fort Lauderdale, West Palm Beach, the Florida Keys, Naples, and Tampa, St. Petersburg, Sarasota, and Clearwater. The likelihood of storms in our geographical position makes our properties vulnerable to weather damage. Our environment exposes us not only to hurricanes, but to hail events, wind storms, and tropical storms. Consequently, roof damage is the most common type of damage found when storms hit.
Consumers are often left wondering how they can repair their properties and we pride ourselves in helping them every step of the way to understand the most effective pursuit to proceed. We take our time explaining the process diligently to our clients so that they clearly understand their options. We are in the business of clear and concise communication because we care about our clients having the resources to make an informed decision. The most common query we receive is regarding their insurance coverage.
Most affected hurricane regions
Here are a few pointers for you to understand when considering having your roof repaired or replaced with an insurance claim:
First and foremost, every insurance company and policy is unique. You may have different coverage than your neighbor does so recognizing this will help you understand that your qualifications for your insurance claim are determined by the insurance you selected for your property. It is very helpful to you to conduct your own research on the best insurance company and policy fit for you.
Have a qualified roof inspector evaluate your roof and give you the information you need to decide if you should file a claim. You may call us at (305) 800 – ROOF (7663) for a free evaluation or visit our Contact Us page to request an inspection.
If you decide to proceed with claiming your roof damage to your insurance, you will then need to contact your insurance company and begin the process. They are your best resource in verifying what information they need from you and how to begin this journey. Our team is readily available to provide you with any information from a roofer’s expertise that they may request. We’re here with you!
You may need to wait a bit for the insurance to process. They often require steps before the determination of your claim. Some steps include having a company inspector come out to your property to assess the damage and review eligibility. In which case, it is in your best interest to not change anything on your roof during this process since they will need to see the property in its damaged state for determination. And yes, unfortunately, that may mean waiting to start your repair or roof replacement.
But do not worry about the wait! Once contracted, our team will ensure that you are temporarily taken care of from weather conditions by placing tarps on your roof to alleviate the probability of leakage or further damage.
Your insurance company will let you know how long they will require to determine the status of your claim. It tends to vary depending on your insurance company.
If your insurance company approves your claim, our team is readily available to get the process started to reduce further wait and get your roof to the condition it deserves to be!
If your insurance company denies your claim, we highly suggest that you seek legal guidance from an insurance attorney who can help you in appealing this decision.
If you decide that you do not want to wait any further to fix your roof and will not be using an insurance claim, there is another way of funding your project so we can get started right away. Visit our Finance page for more options on financing your roof with one of our trusted financing facilitators.
Why choose Sun Life Roofing?
Our team is not about pressing leads into a sales transaction. We focus on building a relationship with you. We want to hear your needs and concerns. Our trusted roofing advisors will evaluate your roofing system and provide an honest and straightforward recommendation to help you make an informed decision, with no obligation or sales pressure.